Repair · 5 min read

Cashless repair after a third-party accident: how does it work?

The short answer: A cashless repair uses an agreed settlement route between the repairer and insurer; liability, repair scope and settlement rules should be confirmed before work starts.

The short answer

A cashless repair uses an agreed settlement route between the repairer and insurer; liability, repair scope and settlement rules should be confirmed before work starts.

Confirm liability and the settlement rules

A cashless model is not identical for every claim. Confirm the required approvals, documents and accepted repair scope before the vehicle is booked in.

The scope may change after dismantling

If further damage is found, document it and agree how it will be handled before work outside the confirmed scope continues.

Handover and records

At handover, discuss the completed work, documents and any recommendations. The exact process depends on the agreed repair and settlement.

This is general information, not a decision on a specific claim

This is general information, not a decision on a specific claim. The right next step depends on the documents, damage and insurer’s position.

Tell us what happened

Want to discuss your case?

At first, basic details about the accident, vehicle and visible damage are enough. Documents can be shared later through an agreed secure channel.

Do not send documents or sensitive data in the first step.